Terms, privacy & risk

These Terms are a binding agreement between you and OneSync Media LLC ("Predict", "we", "us"), operator of the prediction-market interface at www.predict.music. By creating an account, adding funds, or placing a prediction, you agree to these Terms, the Privacy Policy, and the Risk Disclosure below. If you do not agree, do not use Predict.

Predict lets you place orders on event contracts listed on Polymarket US, a Designated Contract Market regulated by the U.S. Commodity Futures Trading Commission. Predict submits those orders through its own institutional account at the exchange and keeps a ledger attributing every fill, payout and balance to you. Predict is not a bank, an investment adviser, or the exchange itself.

• You are at least 18 years old (or the age of majority where you live, if higher).
• You have the legal capacity to enter this agreement and are acting for yourself, not on behalf of an undisclosed third party.
• You are not on any sanctions list and are not using Predict to launder proceeds or finance illegal activity.
• You are responsible for knowing whether prediction-market trading is lawful where you are, and for any taxes you owe on gains.

We may ask you to verify your identity or age before certain actions and may suspend access if we reasonably believe an account breaches these Terms or applicable law.

• Deposits are credited to your ledger once the payment or transfer clears. Withdrawals of your available balance are paid within two business days of your request, subject to verification and applicable law.
• Cash committed to an open prediction is held by the exchange's clearing house until the market settles and cannot be withdrawn in the meantime.
• We may hold or reverse a credit that results from a payment reversal, fraud, or error, and may set off amounts you owe against your balance.

Predict charges a platform fee of 2% on the amount you stake. The fee is shown in the ticket before you confirm, and the payout you see is already net of it — there are no surprise charges after the fact. Exchange fees on fills are absorbed by Predict.

You agree not to:

• Use Predict where it would be unlawful, or to evade sanctions or restrictions that apply to you.
• Manipulate a market, trade on the confidential non-public information of a resolution source, or coordinate to move a price deceptively.
• Trade a market whose outcome you can improperly influence.
• Access the service through bots, scrapers, or automated means that degrade it, or attempt to breach its security.
• Infringe our or anyone else's intellectual property, or impersonate another person.

Each market poses a yes/no or multiple-choice question with a stated resolution source and close time. When a market closes, the exchange resolves it to the real-world outcome as reported by that source, and Predict credits every winning contract at $1 to your balance.

• Market questions and metadata are provided for information. We aim for accuracy but do not warrant that every description, image, or timestamp is error-free.
• Resolution is performed by the exchange according to its published rules — not by Predict's editorial judgment.
• Some questions can be ambiguous or delayed by real-world events. Resolution timing is not guaranteed.
• An order that does not fill is cancelled and the full stake is returned to your balance.

The Predict name, the OneSync marks, the interface design, and its original copy are owned by OneSync and protected by law. We grant you a limited, personal, non-transferable license to use the interface. Artist names, images, and event titles remain the property of their respective owners and appear for identification and commentary only.

Predict is provided "as is" and "as available", without warranties of any kind. We do not guarantee uninterrupted access, that market data is real-time or error-free, or that any market will resolve on a particular schedule.

Nothing on Predict is financial, investment, legal, or tax advice. To the maximum extent permitted by law, OneSync is not liable for indirect, incidental, or consequential damages, for lost profits, or for losses arising from your trading decisions, exchange outages, or third-party services.

What we collect. The email you sign in with (handled by our login provider, Privy); your ledger, order and position history; an approximate region derived from your IP; payment references from our payment provider when you add funds by card; and basic device/usage data to keep the service secure and working. Your display name and avatar are stored on your own device.

Why. To authenticate you, keep an accurate ledger, show your positions and history, meet legal and anti-fraud obligations, and improve the product. We do not sell your personal information.

Who we share with. Only the service providers needed to run Predict — our login provider, our payment provider, infrastructure and analytics vendors — and the exchange or authorities where the law or the exchange's rules require it.

Your choices. You can request access to or deletion of the personal data we hold by emailing info@onesync.music. Ledger records may be retained where the law requires.

• Total loss. If a market resolves against your position, that position is worth zero. There is no principal protection and no insurance — balances are not FDIC- or SIPC-covered.
• Volatility. Prices move quickly as the world changes. The odds you see can be very different a moment later.
• Liquidity. A prediction is held to settlement; you may not be able to exit early, and a market may have little depth at the price you want.
• Custody risk. Your balance depends on OneSync and on the exchange and its clearing house holding and returning the cash that backs it.
• Resolution risk. A market can resolve in a way you did not expect, or be delayed, if the real-world outcome or its source is contested.
• Regulatory risk. The rules for prediction markets differ by place and can change. Availability of a market or feature may change with them.

These Terms are governed by the laws of the State of California, excluding its conflict-of-laws rules. Before filing any claim, contact us at info@onesync.music so we can try to resolve it directly. Any dispute that cannot be resolved informally will be settled by binding individual arbitration; you and OneSync each waive the right to a jury trial and to participate in a class action, to the extent permitted by law.

We may update these Terms as the product and the law evolve. Material changes will be reflected in the effective date at the top of this page and, where appropriate, flagged in the app. Continuing to use Predict after a change means you accept the updated Terms.

Questions about anything here? Email info@onesync.music.